Financial Planning

Live your life with financial freedom, knowing that you’re making smart decisions for your present and your future.

No matter what stage of life you’re in, a smart financial plan can help you achieve that – and we’re here to help.

Financial planning advice can come from many sources, but your financial health requires more than a one-size-fits-all solution. Your financial planning should be based on the unique wants, needs and complete financial details of you and your family. That’s why we’ll take the time to sit down and ask important questions. What are your financial goals? What would you like to achieve in five years, ten, even twenty? The answers to these questions and more are vital to creating your best financial plan.

Your PWM Financial Plan will:

Clarify your present situation by collecting and assessing all relevant financial data – assets and liabilities, tax returns, records of securities transactions, insurance policies, wills and pension plans.
Identify financial goals and objectives, and the personal attitudes and values that impact them.
Identify and address problems that act as barriers to financial independence.
Provide you with written recommendations and alternative solutions that meet your needs, without emphasis on specific financial products.
Help you implement the financial plan and ensure that you reach your goals.
Provide periodic reviews and revisions of your financial plan to ensure any changing needs are met.

Many people say they are financial advisors, without offering any advantages over self-management. At PWM, our professional financial advisors work directly with you to apply our seven step Planning Process to every investment decision. It all adds up to a comprehensive, goal-oriented financial plan that will allow you to “live wealthy” today and in the future.

How do you know if you need a Financial Advisor?

You might be trying to decide if you need a personal financial advisor. Our clients work with us for many different reasons. Below are some questions that may help you decide if professional financial advising is right for you.

Do you have the time and knowledge to attend to your personal financial affairs?
Are you confused about conflicting financial advice from several sources?
Do you feel you might be paying too much tax?
Are you confused about where to invest your money, or feel your investment returns are too weak?
Do you feel that you are having difficulty making ends meet?
Does your current financial situation prevent you from saving money for the future?
Are there any recent changes in your life that might change how you should manage your finances?

Quintessence Wealth (Q Wealth) is a partnership that is registered as a portfolio manager, exempt market dealer and investment fund manager. The portfolio manager registration allows Q Wealth to provide investment advice to its clients. The exempt market dealer registration allows Q Wealth to engage in trading activity. These services are provided by Q Wealth through registered advising representatives and dealing representatives, respectively.

Q Wealth is a partnership that is owned by its partners, including Precision Wealth Management. As a client of Q Wealth, you may receive services from both Q Wealth and Precision Wealth Management. Note that individuals from Precision Wealth Management will only provide investment advice and trading advice if they are registered as advising representatives and dealing representatives of Q Wealth, and in providing such services, they will be doing so on behalf of Q Wealth only. Precision Wealth Management may however provide wealth management services such as financial planning, estate and retirement planning, insurance, group benefits and others.

Q Wealth Partners is a registered trade name of Quintessence Wealth, a registered Portfolio Manager in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, and Saskatchewan, an Investment Fund Manager in Newfoundland and Labrador, Ontario, and Quebec, and an Exempt Market Dealer in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Quebec, and Saskatchewan. The Ontario Securities Commission (OSC) is the principal regulator for Quintessence Wealth. Please visit www.qwealth.com for more information.

Financial Planning

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